Unlock Cost Savings with PEO-Managed Group Health Plans
The Challenge of Rising Healthcare Costs
Small and mid-sized businesses often face steep insurance premiums and limited plan options. With fewer employees, you’re seen as higher risk—driving costs up and benefits down.
How Risk Pooling Drives Savings
- Companies band together under a single PEO umbrella
- Health claims spread across a larger workforce
- Insurers view the group as more stable, reducing per-person rates
This aggregated approach smooths out spikes in individual claims, allowing insurers to offer more competitive pricing to the entire group.
Plan Design Expertise: A PEO’s Secret Weapon
PEOs employ seasoned benefits specialists who:
- Analyze your workforce demographics and needs
- Craft a suite of plan options—HDHPs, HMO/PPO blends, and ancillary benefits
- Negotiate network access, co-pay structures, and wellness incentives
Their deep industry relationships and benchmarking data ensure you’re never paying retail prices for premiums or stop-loss coverage.
Richer Benefits, Happier Employees
By leveraging PEO group plans, you can unlock:
- Lower deductibles and co-pays without a premium spike
- Enhanced preventive care and telehealth services
- Employee assistance programs and wellness stipends
- Seamless enrollment platforms and ongoing support
These perks boost morale, reduce turnover, and position your company as a top employer in your market.
Administrative Relief and Compliance Confidence
Beyond rate savings, a PEO handles:
- Benefits administration and open-enrollment coordination
- Regulatory filings and ACA compliance tracking
- Claims resolution and ongoing vendor management
Freeing your HR team from these time-sinks lets them focus on strategic growth and employee engagement.
Taking the First Steps
- Assess your current health plan costs and employee satisfaction.
- Request a benefits audit from your PEO—compare total cost projections.
- Customize plan design workshops with PEO specialists.
- Communicate clear, transparent enrollment materials to your workforce.
- Launch your new group health plan and celebrate savings together.
Partnering with a PEO transforms healthcare from a financial burden into a strategic advantage. Take action today to secure better coverage, happier teams, and a healthier bottom line.